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Comparison

Freelancer, agency, or studio?

Three ways to get software built, with genuinely different trade-offs. This page is written by one of the three, so read the 'pick a freelancer when' section first — that's the part with something to lose.

The short answer

A freelancer is cheapest and fastest for one well-defined job. A large agency is right when you need procurement, scale and someone to sue. A small studio sits between: several disciplines under one contract, without the account-management layer.

Side by side

Where each one actually wins.

Factora freelancer or a big agencyUs
Typical costFreelancer: lowest. Agency: 2–5× a studio.Between the two, and published.
Who does the workFreelancer: them. Agency: often a junior you never meet.The specialists the job needs, with a named lead.
Range of skillsFreelancer: one discipline, deeply. Agency: everything, at a price.Engineering, design, SEO and AI under one contract.
If they get illFreelancer: the project stops.Someone else picks it up.
Speed to startFreelancer: often tomorrow.Days, sometimes a couple of weeks.
Cost of a tiny jobFreelancer: hard to beat.Our floor is higher — a two-hour fix isn't worth our overhead.
Process and paper trailFreelancer: varies wildly. Agency: heavy.Written scope, fixed price, staging URL in week one.
Who owns the resultAgency: sometimes licensed back to you.You do — repo, domain, keys, accounts.
Procurement and complianceAgency: built for it.We're small. A 40-page vendor questionnaire is not our strength.

When you should NOT pick us

Written plainly, because the alternative is you finding out three weeks in.

  • You have one small, well-defined job — a landing page tweak, a plugin fix, a single design.
  • Your budget is genuinely under a thousand dollars. A good freelancer will serve you better than we can at that number.
  • You already know exactly what you want built and just need hands.
  • You need a vendor who can pass enterprise procurement, carry large insurance and field an account team — that's a big agency, and we won't pretend otherwise.
  • The work is deep in a single specialism we don't staff.

We've turned work away for every reason in the left-hand list. It costs us a project and saves both of us a bad one, which has consistently been the better trade.

When we're the right call

  • The project needs more than one discipline — building it AND getting it found AND keeping it alive.
  • You want a fixed price in writing rather than an hourly meter.
  • You've been burned by a freelancer who went quiet, and continuity matters now.
  • You want to talk to the person who owns your build, not an account manager relaying messages.
  • You want everything transferred to you at the end, with no lock-in.

Still weighing it up

Tell us what you're deciding between.

Describe the project and we'll tell you honestly which of the options above fits — including when the answer is one that doesn't involve paying us.

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